Various loan schemes, Provision for minimum interest and interest days, Scheme wise payable value, Provision for penal interest, Gold item setup for easy entry during loan payment, Automatic loan number generation and barcoding facility, Online photo capturing during loan payment, Provision for nominee, Daily update of market rate of gold and loan payment accordingly, Provision for net weight and calculation of payable value in each loan, Purity based calculation of payable value, Edit option for minimum interest rate and amount, Provision to enter pledged item’s weight and qty and remarks, Cash / cheque payment option, Automatic interest calculation, Provision for capitalization of interest on regular interval, Provision for partial receipt of principle and interest amounts, Gold loan receipt through cash/cheque. Print subscriber’s photo during loan payment and view at the time of receipt, Charge overheads like insurance, stamp cost, service charges, legal charges etc.

Loan payment, various interest percentages for PL, Automatic calculation of installments and interest. Interest calculation on diminishing or flat rates, Provision for penal interest, Photo capturing facility. Provision to note documents details, Collection of various overheads, Provision for grace period for installment payment, Provision for guarantors, Calculation of liability and assets with the company of subscriber and guarantors, Provision for partial receipt of principle and interest, Branch wise and consolidated loan register (closed/pending), Branch wise and consolidated loan payment and receipt register, Branch wise and consolidated defaulters list, Provision to note NPA, Legal proceedings and status entry, Legal receipt, Daily collection facility

DCL payment, Provision for penal interest, Photo capturing facility, Provision to note documents details Collection of various overheads, Provision for grace period for installment payment, Provision for guarantors, Calculation of liability and assets with the company of subscriber and guarantors. Branch wise and consolidated loan register (closed/pending), Branch wise and consolidated loan payment and receipt register, Branch wise and consolidated defaulters list, Legal proceedings and status entry, Legal receipt

Provision for FD Loan, Automatic calculation of interest,  Installment wise collection of FDL, FD loan register,  FD loan schedule,  FD loan calendar

Various term FDs, Issue and printing FDR, Bar coding facility, Calculation of automatic interest

Provision for monthly interest payment, Provision for periodical interest compounding, Provision for premature FD closing and interest calculation, Share holder wise details and automatic calculation of canvassing commission, Provision for lean marking, Calculation of TDS, FDR register - branch wise, term wise and share holder wise, FD schedules,  Maturity calendar for FDs,  Personal ledger and interest statement,  TDS register and provision for interest certificate

Multiple HP schemes, Provision for monthly and daily collection method, Flexible interest and term setup, Interest calculation in flat or diminishing method, Provision for grace period for installment payment, Collection of penal interest, service tax, service charges and document charges, Provision for photo capture at the time of loan payment, Provision for guarantors and calculation of liability and assets, Notification of assets’ identification marks, Automatic calculation of installment amount

Collection initial hire charges, HP register - branch wise, scheme wise, Personal ledger, Stock on HP - branch wise, scheme wise, Calendar of collection, Defaulters list - branch wise and scheme wise, Statutory reports, Automatic calculation of service tax and service tax register, HP schedules

Can maintain various types of kuri/chits, Automatic creation of required account heads,Branch wise accounting, Provision to enter total Installments, tickets, divisions etc., Provision to enter No. of prize and auction in an installment, Can calculate commission of agents, Provision to set Maximum auction Ceiling Percentage, Details of Subscribers, Provision for Ticket Allocation, Provision for Daily Collection (Subscriber wise & Ticket wise), Can Transfer Installment amount from DC and FD Interest, Subscriber Grouping, Can Transfer Installment amount from Particular Group

Multiple Receipt Printing facility, Automatic Calculation of Auction Discount, Separate Installment Amount Calculation for Prized & Non-Prized Subscribers, Separate Installment Amount Calculation for Normal & Late Payment, Automatic Late-fee Calculation, Provision to set Grace Period Suspense Account Maintenance, Provisions for Charges Entry (Postage, Stationary etc.), Provision for Daily Collection Payment, Provision for Auction & Prize entries, KURI Payment

Guarantors Details, Documents Details, Provision for KURI Forfeiture, Provision send SMS during receipt entry, Provision send intimation through SMS, KURI Security Deposit, Can Transfer KURI Payment to FD & Security Deposit, KURI Loan Facility, Interest Calculation against KURI Loan KURI Loan Receipt,

Suit File Account, Legal Proceedings, Status Entry, Case History, Document Release Note, Provision for Ticket Transfer, Periodically Receipt Register (Various Type), Daily Collection Register, Total Collection Register (Periodically), Personal Ledger, Daily Collection Personal Ledger, Defaulters List, Agent wise Defaulters List, Liability Statement, Document Register Address List, KURI Schedules

Head office and branch accounting, Flexible account grouping up to 4 levels, Integrated with all other modules, Provision for head office and branch accounting, Standard narration for easy voucher entry

Cheque book maintenance, PDC Management, Cheque control account, Bank reconciliation, Negative cash balance tracking, Reports up to balance sheet and schedules, Detailed voucher reports, Provision for calculating depreciation, Branch wise and consolidated account books includes day book, cash book,  bank books, ledgers, general ledger, group ledgers, trail balance, profit and loss account, balance sheet, balance sheet schedules.

Branch wise cash flow, receipt and disbursement, performance, NPA/overdue statements, month wise performance of branches, graphical representation, cash flow & fund flow etc.